Dr. B.C. Gupta, Presiding Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986 against the order dated 22.04.2015, passed by the Punjab State Consumer Disputes Redressal Commission (hereinafter referred to as ‘the State Commission’) in First Appeal No. 21/2012, “Manjit Singh versus National Insurance Co. Ltd.”, vide which, while allowing the appeal, the order dated 17.10.2011, passed by the District Forum Gurdaspur in consumer complaint No. 515/2010, filed by the present respondent No. 1, was modified.

2. The facts of the case are that the complainant/respondent No. 1 purchased Maruti Swift VDI car bearing registration No. PB06L0190 on 01.01.2010 from respondent No. 2/opposite party (OP-3) Vehicleades Private Limited Gurdaspur and obtained an insurance policy for the same from the petitioner/OP National Insurance Co. Ltd. for Insured Declared Value (IDV) of Rs.4,81,534/-. The said vehicle met with an accident on 24.01.2010, while being driven by the father of the complainant, Jaswant Singh. An intimation about the accident was given to the insurance company who deputed a surveyor H.S. Bedi to conduct preliminary inspection of t