Rekha Gupta, Presiding Member—The present appeal has been filed against the judgment dated 26.04.2017 of the Maharashtra State Consumer Disputes Redressal Commission, Mumbai in MA No.16/376 in CC No.16/708.

2. The facts of the case as per the appellant are that in the year 2009 the appellant company had entered into a contract for erection and commissioning of a 160 MVA Transformer with M/s Delhi Transco Ltd., at pre-fabricated build, Rajghat Power House and were issued with a letter of award. The appellant obtained an erection and all risks insurance policy bearing no. 222100/ 44/ 09/ 44/ 400000005 from the respondent/ opposite party/ insurance company which was valid from 25.05.2009 to 24.12.2010. It was further extended from 24.12.2010 to 24.06.2011. The assembly erection of the transformer was completed and the transformer testings were carried out. After testing of the transformer was completed and the switch yards were ready for commissioning in March 2011. On 01.04.2011 an MOU was entered between the appellant and the respondent/ insurance company for all the insurance policies issued by the respondent between 01.04.2011 to 31.03.2012. On 12.05.2011 during the commission