V.K. Jain, Presiding Member—The complainant/respondent owned a vehicle which he had got insured with the petitioner company. The vehicle having met with an accident, on 04.12.2010, the intimation of the accident was sent to the petitioner company on 04.02.2011. The complainant thereafter, lodged a claim for re-imbursement in respect of the loss suffered by him on account of damage to the vehicle. The claim however, was repudiated vide letter dated 14.03.2011 which to the extent it is relevant, reads as under:

“With reference to the above mentioned claim, we observe from the claim papers that the driver of the vehicle was under the influence of intoxicating liquor at the time of accident, for which company is not liable under section 1(c) of the policy.

Also there has been a delay in intimating the loss to the company by 62 days thereby violating the condition no.1 of the policy.

Condition No.1 reads as follows:-

‘Notice shall be given in writing to the company immediately upon the occurrence of any accidental or loss or damage............

Hence, we regret our inabili