C. Viswanath, J.—The present Revision Petition is filed by the Petitioner under Section21(b) of the Consumer Protection Act, 1986 against Order passed by the State Consumer Disputes Redressal Commission, West Bengal (hereinafter referred to as the “State Commission”) in F.A. No. 633/2013 dated 29.01.2015.

2. It is the case of the Respondent/Complainant that he had secured a personal loan of Rs.58,443.11/- against Credit Card bearing No. 43467710 0126 3897 and repayment of the said amount was being made directly to the Petitioners/Opposite Party through Savings Bank Account No. 01062000004378.When the outstanding amount of loan grew higher, the Petitioners agreed with the Respondent for one time settlement of loan at Rs.19,500/-, on the condition that Rs.2840/- was to be repaid by cash on 27.06.2008; Rs.5554/- on 23.07.2008, Rs.5553/- on 22.08.2008 and Rs.5553/- on 22.09.2008 by post dated cheques, vide Petitioner’s Bank letter No. S 0237747 dated 27.06.2008. After the said settlement, the Respondent tendered post-dated cheques bearing No. 631901 dated 22.07.2008 for Rs.