C. Viswanath, Member—The present Revision Petition is filed by the Petitioner under Section21(b) of the Consumer Protection Act, 1986 against Order passed by the State Consumer Disputes Redressal Commission, U.T. Chandigarh (hereinafter referred to as the “State Commission”) in F.A. No. 286/2017 dated 28.11.2017.

2. In the Complaint, it was stated that in the year 2012 Respondent’s husband Late Sh. Gurbir Singh Riar was issued a Life Insurance ‘Jeevan Anand’ Policy No.165405996 with death sum assured of Rs.5,00,000/-.Under the said Policy, the Respondent was a nominee. The date of commencement of the Policy was 4.12.2012. Unfortunately, on 26.9.2015, due to unknown reasons the husband of the Respondent committed suicide. The Respondent lodged a claim with the Divisional Manager of LIC, but the same was erroneously rejected by the Petitioner, vide letter dated 24.06.2016, on the ground that the deceased concealed material facts at the time of buying the insurance policy. It was further stated that against order of the Divisional Manager of LIC, appeal was filed by the Respondent before the Zonal Manager, LIC of India, Zonal Office, New Delhi. The Zonal Office upheld the repudiat