V.K. Jain, Presiding Member—The petitioner/complainant purchased a JCB Loader and got the same financed from the respondent to the extent of Rs.10,40,000/-. The loan taken by the petitioner/complainant was payable in 34 monthly installments. The complainant/petitioner having defaulted in timely payment of the installments, the vehicle was forcibly seized by the respondent on 09.01.2013 at about 10:30 pm. The vehicle was later sold by the respondent though the sale consideration is not disclosed in the affidavit which the respondent had filed before the District Forum.

2. Being aggrieved from the seizure and sale of the vehicle, the petitioner/complainant approached the concerned District Forum by way of a Consumer Complaint. The respondent did not file written version to the complaint but still it was allowed to file an affidavit placing its case before the said forum.

3. The District Forum having dismissed the Consumer Complaint, the petitioner approached the concerned State Commission by way of an appeal. The said appeal also having been dismissed, the petitioner is before this Commission.

4. It transpired during the course of hearing that an award has been passed aga