Prem Narain, Presiding Member—The present revision petition has been filed against the judgment dated 18.01.2016 of the Punjab State Consumer Disputes Redressal Commission, Chandigarh (‘the State Commission’) in First Appeal no. 682 of 2014.

2. The brief facts of the case are that the respondent/ complainant firm is a contractor specialist in telecommunication and Mr Bosh was its duly authorised director. It was alleged that the, complainant subscribed an insurance policy of the petitioner/ OP no.1 for its work order cum contract agreement allotted by the AIRTEL for work of OFC cable at 115 km from Rewari to Ateli to Bahu for Bharti Airtel Ltd. The insurance cover (no. 200405/44/08/04/40000011) was valid from 01.01.2009 to 30.09.2009. Respondent/ complainant paid premium amount of Rs.50,785/-. It was alleged that OP no.1 issued only the insurance cover but did not issue the complete policy.

3. During the work, under-ground cable of BSNL were cut and damaged on six occasions at different sites of work and a combined claim was lodged by the complainant with the opposite par