C. Viswanath, Presiding Member—The present Revision Petition is filed by the Petitioner under Section21(b) of the Consumer Protection Act, 1986 against Order passed by the State Consumer Disputes Redressal Commission, Delhi (hereinafter referred to as the “State Commission”) in Appeal No. 1015/2013 dated 03.06.2016.

2. According to the Respondent/Complainant, he was living at Sundergarh, Orissa and was insured with National Insurance Co. Ltd./Petitioner under a Group Janta Personal Accident Insurance Policy, vide Policy No. 100300/47/01/9600022/03/96/30343 for Rs. 4 Lakhs.The period covered under the policy was from 08.01.2004 to 07.01.2006. Unfortunately on 11.02.2005, while the Respondent was on duty, truck No. OG-04-G-6857, suddenly met with an accident due to which he sustained injuries.The Respondent was admitted in Cuttack, Orissa in the I.G.H. RourkelaHospital upto 14.02.2005.Thereafter, he was admitted in Government Hospital, S.C.B. Medical College Hospital, Cuttack from 15.02.2005 to 28.02.2005 and finally in General Nursing Home, Road No. 133/01, Manglabag, Cuttack from 01.03.2005 to 13.03.2005 wherein the left leg of the Respondent was amputated. He had spent Rs.1,25