ORDER

B.N.P. Singh, Presiding Member - Insured Toyota Corolla car on raising loan from ICICI Bank by petitioner met with an accident on 24th November, 2006 when it sustained major damages. Car was taken to respondent No. 2, authorized dealer of Kirloskar Motors for repairs. Information about accident and damages so suffered was also supplied to Insurance Company, the insurer. Authorized dealer to whom vehicle was taken for repair prepared total bill of repairs at Rs. 5,43,658. Since Insurance Company was not willing to meet total repairing cost, petitioner made payment of Rs. 1,91,410. Insurance Company towards their liability made payment of Rs. 3,62,706 to authorized dealer on 30th June, 2007. Alleging deficiency on part of authorized dealer and also financier ICICI Lombard, a consumer complaint was filed by petitioner. Claim was resisted by opposite parties for there being no deficiency on their part and District Forum having accepted their defence finding no merit dismissed complaint. Appeal, however, preferred by petitioner was accepted by State Commission partly admitting claim, directing respondent No. 1 to return Rs. 48,574.30 ps. to petitioner along with interest @ 12% per