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R.K.BATTA, VINAY KUMAR
NEW INDIA ASSURANCE CO. LTD. – Appellant
Versus
C. P. MATHUR – Respondent


Advocates Appeared:
Mr. Ramesh Kumar, Ms. Pooja Roy, Advocates, for the Appellant; Mr. Pradeep K. Gulia, Advocate, for the Respondent

ORDER

R.K. Batta, Presiding Member - The medi-claim of the complainant/respondent was settled at Rs. 1,00,000 by the petitioner-Insurance Company vide Annexure P11 on 12.11.1999 as full satisfaction and discharge of claims under medi-claim policy. The complainant, however, filed a complaint before the District Forum somewhere in March 2000 seeking further claim for Rs. 1,00,000 as also compensation alleging that the discharge voucher towards full satisfaction and discharge of all claims was got signed by the petitioner on the promise that the balance amount shall be paid subsequently and under these circumstances the complainant had signed the discharge voucher.

2. It was also stated in the said complaint that on account of exorbitant expenditure incurred by him, he was under severe strain to repay the loan taken from various persons. The District Forum has held:

"Under the circumstances and on the facts of the case, we are of the view that the complainant, who is a businessman, was not coerced to sign the discharge voucher and he accepted the offer amount voluntarily without any undue pressure or coercion."

3. Thus the District Forum came to the conclusion that the complainant who had

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