ASHOK BHAN, VINEETA RAI
LIFE INSURANCE CORPORATION OF INDIA – Appellant
Versus
ABDUL SALIM – Respondent
ORDER
Mrs. Vineeta Rai, Member - The Petitioner (LIC of India) has filed the present revision petition against the order of the State Commission which dismissed their Appeal No. 1007/2004 wherein Abdul Salim was the Respondent.
2. The facts of the case according to the Respondent are that he had obtained an insurance policy called "Asha Deep" with accident benefits for a sum of Rs. 50,000 for a period of 15 years w.e.f. 28.11.1993 and for which the quarterly payable premium was Rs. 1,009. Respondent had been regularly paying the required premium. During the policy period on 3.9.1997, Respondent suffered acute chest pain and on medical advice he approached a medical expert, Dr. Sudheer Nayak at Medical Hospitals, Hyderabad who after examining him admitted him in the hospital for further medical examination at the end of which he was informed that he is suffering from Coronary Artery Disease and an emergency coronary angiogram was conducted 3.9.1997. Thereafter, as advised, Respondent underwent Angioplasty with stent for which he had to pay a total amount of Rs. 1,15,000. Respondent filed a claim along with relevant documents including all the medical reports with the Petitioner/Insura
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