ORDER

Mrs. Vineeta Rai, Member - Oriental Insurance Co. Ltd. (hereinafter referred to as the Petitioner ) has filed this revision petition against the order of the State Consumer Disputes Redressal Commission, Karnataka (hereinafter referred to as the 'state Commission') in Appeal No. 1420/2006 which was decided in favour of M/s. Sathyanarayana Setty and Sons, Respondent herein who was the original complainant before the District Forum.

2. In his complaint before the District Forum, Respondent/Complainant had contended that he had taken a Fire and Special Perils Policy from the Petitioner/Insurance Company in respect of his business premises for storing fire crackers from 6.8.2004 to 5.8.2005 for an assured sum of Rs. 30 lakh. Due to heavy rains in Mysore City on 10.7.2004, 16.7.2004 and 4.8.2004, leakages and dampness occurred in the walls as a result of which the fire crackers stored in the premises were totally damaged and the same could neither be sold nor made fit for use. Respondent, therefore, filed a claim with the Petitioner/Insurance Company which was repudiated vide communication dated 6.10.2004 informing him that his claim is not covered under specified "risks" mentioned