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J.M.MALIK, S.M.KANTIKAR
KUM KUM SILK AND SAREES – Appellant
Versus
UNITED INDIA INSURANCE COMPANY LTD. – Respondent


Advocates Appeared:
Mr. Sagar Saxena, Advocate, for the Appellant; Mr. Abhishek Kumar and Mr. Naveen Pandey, Advocates, for the Respondent

ORDER

Dr. S.M. Kantikar, Member - This revision petition has been filed by the original complainant against the impugned order dated 24.7.2012 was passed by A.P. State Consumer Disputes Redressal Commission, Hyderabad (in short "the State Commission") in FA No 300/2011 and FA No. 366/2011 both in Consumer Complaint 104/2010.

Briefly stated the facts of the case are the Petitioner/Complainant is a proprietary firm doing business in selling sarees and dress material on retail basis in Ananthapur. The complainant-firm insured its stock with the opposite party-Insurance Company under "Standard Fire and Special Perils Policy" bearing number 051004/11/08/11/00001686 covering for the period from 13.1.2009 to 12.1.2010. On 5.5.2009 at about 10.30 p.m. the complainant-firm premise set on fire due to short circuit resulting in damage to the stock and furniture of the complainant-firm. On receiving intimation the Fire Department arrived at the spot and extinguished the fire. The Fire and Emergency department, Ananthapur issued certificate to that effect and estimated loss of Rs. 25 lacs. The complainant-firm lodged complaint on 6.5.2009 with the Police registered as Crime No. 146/2009 and for C

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