NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
V.B. Gupta, Presiding Member and Vinay Kumar, Member
CELLULAR OPERATORS ASSOCIATION OF INDIA AND ANR., ICICI BANK, AMERICAN EXPRESS BANK LTD. - Appellants
Versus
NIVEDITA SHARMA AND ORS. - Respondents
First Appeal Nos. 52, 55 of 2012, 109 of 2007 and 49 of 2010 against Order dated 26.12.2006 in Complaint No. 09 of 2006 of State Commission, Delhi
Decided on : 04-10-2013
Privacy Rights - Consumer Complaint - Consumer Protection Act, 1986 - Sections 12, 13, 17, 18, 19, 21, 25, 27 - The court discussed the violation of privacy rights of the complainant due to unsolicited calls and messages from banks and financial institutions. The court also highlighted the provisions of the Consumer Protection Act, 1986 and the procedures for disposal of complaints by the Consumer Forum.
Fact of the Case:
The complainant, a subscriber of GSM mobile services, filed a complaint against Airtel for unsolicited calls and messages from banks and financial institutions. Despite complaints, Airtel continued to share the complainant's personal information, leading to financial loss and mental distress.
Finding of the Court:
The court found that Airtel had ceased the unsolicited calls and messages after the complainant's complaints. However, the court did not find evidence that Airtel continued to share the complainant's personal information with banks and financial institutions. The court partially allowed the appeals and set aside the compensation awarded to the complainant.
Issues: The main issues were the violation of the complainant's privacy rights, the sharing of personal information by Airtel, and the financial loss and mental distress suffered by the complainant due to unsolicited calls and messages.
Ratio Decidendi: The court held that the complainant failed to discharge the burden of proof regarding the continued sharing of personal information by Airtel. The court also set aside the compensation awarded to the complainant.
Final Decision: The court partially allowed the appeals, set aside the compensation awarded to the complainant, and left the other directions undisturbed.
ORDER
V.B. Gupta, Presiding Member - Since all the above noted appeals arise out of common order dated 26.12.2006, passed by State Consumer Disputes Redressal Commission, New Delhi (for short, 'state Commission') all these appeals are being disposed of by present common order.
2. Brief facts are that complainant - Ms. Nivedita Sharma-Complainant (Respondent No. 1 herein) filed a complaint before the State Commission on the allegations that she is a valid subscriber of the GSM mobile services provided by Bharti Tele-Ventures-Appellant No. 2/O.P. No. 1 (in F.A. No. 52 of 2012) under the brand name, Airtel. The complainant subscribed to the post-paid services provided by it since the year 2006. At the time of taking the connection a kit was provided to the complainant which inter alia included terms and conditions governing the services to be provided by Airtel to the complainant as a subscriber. It is alleged that about a year after subscribing to the post paid connection, complainant started getting calls from various banks/financial institutions and other companies for marketing their products and services. Initially such unwarranted calls were ignored; however, soon the frequency of calls started increasing and on certain days the complainant used to receive around ten to fifteen calls causing tremendous disturbances. The complainant lodged a complaint with the customer service of the Airtel. There was however, no response of these complaints and the menace continued uninterrupted.
3. Thereafter a written complaint was lodged with the Airtel. In the said complaint, complainant clearly emphasized the fact that such unsolicited calls were not only severely disrupting complainant's work but also posed a grave threat and jeopardized safety and security of the complainant, due to the sharing of her confidential information such as name, address and financial standing, etc. That compelled by such circumstances, the complainant lodged another complaint with the Customer Service Department of the Airtel about the unsolicited calls and SMS. The complainant clearly instructed the opposite party that the complainant should not receive any such calls or SMS in future. In response to such complaint, even though the SMS from the Airtel ceased, the calls and SMS from banks/financial institutions continued unabated.
4. The lackadaisical attitude of the Airtel compelled the complainant to serve a notice on it, vide its letter dated December 24, 2004 claiming damages to the tune of Rs. 10,00,000 (Rupees ten lacs only) towards the harassment and trauma suffered by the complainant due to constant calls from various banks/financial institutions and other financing companies for tele-marketing their products and service. In the said notice, the complainant categorically reiterated its concern that such unsolicited calls not only disrupted complainant's work but also gravely jeopardized the complainant's safety and security. Additionally, the complainant pointed out that such calls caused a lot of mental distress/strain as a lot of such callers misbehaved when they did not receive positive response or were questioned as to the source of their information. Further, vide the aforesaid notice, the complainant demanded the Airtel to restrain with immediate effect from providing any further information to any one regarding complainant's personal information like mobile number, name, address or other such details and requested it to recall all information provided to such banks/companies or to any other company dealing with such data.
5. It is also alleged that Airtel or its officials have made absolutely no effort at their end to respond to the said complaint. The complainant continues to be harassed by such banks/financial institutions, etc.
6. It is further stated that as per the contractual obligations of Airtel, it was clearly bound to maintain the confidentiality of the personal and private information of the subscribers. The Privacy Statement clearly st
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