ORDER

V.B. Gupta, (P.M) - Petitioners/Opposite Party No.1-Canara Bank and Opposite Party No.2-Mr. S.K. Sachdeva, being aggrieved by impugned order dated 31.5.2012 passed by State Consumer Disputes Redressal Commission, Punjab, Chandigarh(for short, 'State Commission') in (First Appeal No. 07 of 2008)have filed separate revision petitions.

2. Brief facts are that Respondent No.1/Complainant (Baldev Singh) in order to make improvement of his agricultural land applied for a credit loan to the tune of Rs. 5 lacs from Canara Bank as per their Scheme launched as 'Kissan Credit Card Scheme'. He completed all formalities and his land measuring 42 kanals and 9 marlas situated at village Bandala, was mortgaged vide mortgaged deed dated 11.01.2007. Thereafter, loan amount was to be released by Mr.S.K. Sachdeva, who made a demand of illegal gratification to the tune of 10% of the loan amount. However, complainant refused to pay the same. The bank therefore, did not release the amount, due to which complainant suffered mental tension and harassment and had to incur extra expenditure in incurring the loan from the other bank at a higher rate of interest. Complainant therefore, prayed for compensa