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AJIT BHARIHOKE
SHIV PRIYA – Appellant
Versus
CHOLA MANDLAM M. S. GENERAL INSURANCE COMPANY LTD. – Respondent


Advocates Appeared:
S. K. Mohanty with Awanish Sinha, Advocate, for the Appellant; S. M. Tirpathi, Advocate, for the Respondent

ORDER

Ajit Bharihoke, (P.M) - This revision petition is directed against the order of the Haryana State Consumer Disputes Redressal Commission, Panchkula ('the State Commission') dated 24.07.2013 whereby the State Commission reversed the order of the District Consumer Disputes Redressal Forum, Karnal and dismissed the complaint.

2. Briefly, stated the undisputed facts for the disposal of the revision petition are that the complainant had obtained an insurance policy for vehicle no. HR 10-N-0451 with IDV Rs. 6,25,000/-. The case of the complainant is that during the currency of the insurance policy, the said vehicle was stolen, police was informed. Intimation was sent to the insurance company but the insurance company repudiated the claim. Being aggrieved by the repudiation, the petitioner raised a consumer dispute by filing a consumer complaint before the District Forum, Karnal.

3. The respondent/opposite party on being served with the notice of the complaint, filed written statement and justified the repudiation on the ground that the complainant despite the specific stipulation in the insurance contract had failed to immediately report the theft to the insurance company. According

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