ORDER

M. Shreesha, Presiding Member - For the reasons cited in the Affidavit, delay of 64 days in all the Appeals, is condoned.

2. Challenge in this First Appeal under Section 19 of the Consumer Protection Act, 1986 (for short the "Act") by the Complainant, is to order dated 22.12.2010, passed by the State Consumer Disputes Redressal Commission, Chhattisgarh, Raipur (for short the 'State Commission') in Complaint Case Nos. 15 to 18 of 2009. By the impugned order, the State Commission dismissed the Complaint on the ground that there was no deficiency of service on behalf of the Insurance Company in repudiating the claim.

3. Since all the four Appeal Nos. 129 of 2011, 130 of 2011, 131 of 2011 and 132 of 2011 deal with common facts and common cause of action and survey report is also common, all the Appeals, are being disposed of by this common order.

4. The brief facts as set out in the Complaint are that the Complainant is a proprietor of M/s. A.R. Trading Company and his main occupation was to purchase Tendu Leaves, plucked from the forest, from the Government and sell it to Bidi manufacturing Companies. It is stated that during the months of May-June, the leaves are plucked by the tri