ORDER

Prem Narain, Presiding Member

1. This First Appeal has been filed by the petitioner Ravi Kumar, against the order dated 06.11.2009 of the State Consumer Disputes Redressal Commission, Jharkhand, (in short 'the State Commission') passed in CC No.05 of 2008.

2. Brief facts of the case are that the appellant/complainant is engaged in the business of collection of Tendu leaf, which are used for biri making. He collects the Tendu leaf on permit given by the forest department. He insured his stocks with the respondent Insurance Company under Policy No.112007/337 with validity from 15.02.2007 to 14.05.2007. It is the case of the appellant that the fire broke out in his godown on the intervening night of 14/15 May, 2007 at about 10:30 p.m. and the total stock stored in the godown was lost in the fire. After intimation, the surveyor was appointed and surveyor submitted his report on 11.3.2008. The surveyor had assessed the loss of Rs.43,865/-.The appellant finally found out from the office of the opposite parties that his claim was repudiated and letter was sent on 29.04.2008.

3. Hence the complaint was filed before the State Commission bearing No.05/2008. The complaint was resisted by th