ORDER

Prem Narain, Presiding Member. - This revision petition has been filed by the petitioner India Bulls Housing Finance Ltd. & anr., against the order dated 02.03.2017 of the State Consumer Disputes Redressal Commission, Punjab, (in short 'the State Commission') passed in First Appeal No. 391 of 2014.

2. Brief facts of the case are that the petitioner changed the number of EMIs for repayment of loan taken by the respondent/complainant. It was alleged by the complainant that the bank has taken unilateral decision without taking consent of the complainant. The complainant filed a complaint bearing No.CC 340 of 2013 before the District Consumer Disputes Redressal Forum, Bathinda, (in short 'the District Forum'). The case was contested by the opposite parties/petitioner on the ground that the number of EMIs can be changed by the bank as per the agreement entered between the parties. The District Forum after considering the submissions of both the parties allowed the complaint vide its order dated 13.01.2014 as under:-

"10. Therefore in view of what has been discussed above we are of the considered opinion that there is deficiency in service on the part of the opposite parties. Hence