ORDER

Rekha Gupta, Presiding Member—The present revision petition has been filed against the judgment dated 17.8.2016 of the Chhattisgarh State Consumer Disputes Redressal Commission, Raipur ('the State Commission') in First Appeal No. 180 of 2016.

2. The facts of the case as per the petitioner/complainant are that petitioner/cornpainant for his self-employment and livelihood of his family had applied for a loan with ICICI Bank, Civil Lines Branch, Raipur for his shop and the loan was sanctioned in his favour. In relation to the loan when the petitioner/complainant went to ICICI Bank he was informed that his name is seen in the "CIBIL" list of defaulters and that his loan from Bank of Baroda was pending whereas no loan was pending as he had ever taken any loan from Bank of Baroda. The petitioner so informed ICICI Bank but they said that till the time his name was reflecting in the CIBIL list for a pending loan payment, till then it would not be possible to give him the loan. The petitioner then filed a complaint with Bank of Baroda and CIBIL and also informed CIBIL about the same through e-mail on 3.9.2013. A reply was sent by CIBIL to the petitioner on the same day but no action wa