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S.C.VYAS, V.K.PATIL
UNITED INDIA INSURANCE CO. LTD. – Appellant
Versus
SURAJ DEVI JAIN – Respondent


Advocates Appeared:
Mr. Shishir Bhandarkar, Advocate, for the Appellant; Mohd. Chiraguddin, Advocate, for the Respondent

ORDER

S.C. Vyas, President - Order passed by District Consumer Disputes Redressal Forum, Rajnandgaon (hereinafter called "District Forum" for short) in complaint case No. 62/07 on 18.8.2008 is under challenge in this appeal, which has been preferred by the Insurance Company who has been directed to pay Rs. 5,50,000 to the respondent / complainant, which was the amount of insurance of the policy of the deceased Gautam Chand Jain.

2. Briefly stated facts of the case are that an insurance policy was issued by the appellant Insurance Company in favour of the deceased Gautam Chand Jain and the sum assured was Rs. 4,00,000. In addition to it another policy of Rs. 1,50,000 was also purchased by the deceased. Both policies were issued under the head of Individual Personal Accident Policy and the death in accident was the condition precedent for payment of the insurance amount. As per complainant/respondent the deceased died on 30.12.2006 at about 10.30 p.m. near bathroom after falling down near the wall and sustaining head injuries thereby resulting in brain haemorrhage and death. He was immediately attended by qualified doctor but could not be saved. As it was a case of unnatural death so,

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