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S.C.VYAS, VEENA MISRA, V.K.PATIL
LIFE INSURANCE CORPORATION OF INDIA – Appellant
Versus
SMT. PANKAJ PANDEY – Respondent


Advocates Appeared:
Mr. N.K. Shrivastava, Advocate, for the Appellant; Mr. T.L. Chaudhary, Advocate, for the Respondent

ORDER

S.C. Vyas, President (Oral)- This appeal is directed against the order dated 18.3.2010 of District Consumer Disputes Redressal Forum, Durg (hereinafter called as "District Forum" for short), in Complaint Case No. 145/2009, whereby the appellants herein/Life Insurance Corporation of India (hereinafter called as "Insurance Corporation" for short), have been directed to pay Rs. 5,00,000 to the respondent/complainant on account of death of Krishna Avtar Pandey during subsistence of the life insurance policy, along with Rs. 5,000, as compensation for mental agony and Rs. 1,000 as cost of litigation. It has further been directed to pay this amount within two months, otherwise the amount will be payable with interest @ 6% p.a.

2. The facts of the case in nut shell are that husband of the respondent/complainant Krishna Avtar Pandey, obtained two insurance policies on his life, each of Rs. 2,50,000 in the month of May, 2006. He died on 28.9.2007 on account of disease of Cancer. A claim was preferred by the respondent/complainant to the appellants, which was repudiated by the appellants/Insurance Corporation on the ground that deceased was suffering from Carcinoma of Neck, prior to the d

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