ORDER

S.C. Vyas, President (Oral)- This appeal is directed against order dated 30.6.2009 of District Consumer Disputes Redressal Forum, Durg (hereinafter called "District Forum" for short), in complaint case No. 51/2009, whereby the complaint of the appellant herein, for direction to the respondent to pay sum assured Rs. 2,40,000 along with compensation of Rs. 20,000 has been dismissed, on the ground that the insured, at the time of making proposal for insurance, has deliberately concealed the material facts regarding his existing ailments.

2. It is not in dispute that, the husband of the appellant herein, namely Madhav Singh, who was working in Bhilai Steel Plant, had purchased five insurance policies having total sum assured Rs. 2,40,000, in the year 2004, thereafter on 24.2.2005, he died. Claim was preferred by the appellant herein, being nominee of the deceased, which was repudiated by the Insurance Corporation, on the ground that no amount of claim was payable on account of concealment of material information. Then a complaint was filed before the District Forum, in reply of which the respondent/L.I.C. of India has taken the same defence and averred that on investigation, it was