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R.S.SHARMA, D.K.PODDAR, NARENDRA GUPTA
CHOUDHARY BARDANA – Appellant
Versus
CHOLA M. S. GENERAL INSURANCE COMPANY – Respondent


Advocates Appeared:
Shri Deepak Diwan, Advocate, for the Complainant; Shri Deepesh Kumar Thawait, Advocate, for the Opposite Party

ORDER

R.S. Sharma, President - The complainant has filed this consumer complaint under section 17 of the Consumer Protection Act, 1986 against O.P. seeking following reliefs :-

(a) To direct the O.P. to pay a sum of Rs. 36,20,018/- (Rupees Thirty Six Lakhs Twenty Thousand and Eighteen) towards compensation in respect of the bags burnt in the fire incident.

(b) To direct the O.P. to pay a sum of Rs. 7,34,964/- (Rupees Seven Lakh Thrity Four Thousand Nine Hundred Sixty Four) to the complainant in respect of damages to the building.

(c) To direct the O.P. to pay interest @ 12% p.a. on the above amount.

(d) To direct the O.P. to pay cost of litigation to the complainant.

(e) To direct the O.P. to pay a sum of Rs. 1,00,000/- (Rupees One Lakh) towards compensation for mental agony to the complainant.

(f) To grant any other relief, which the Hon'ble Commission deems fit and proper.

2. Briefly stated the facts of the complaint of the complainant are that the complainant is a proprietorship firm which is doing work of purchase of old bardana and after repairing, sell the bardana. The complainant obtained a Standard Fire and Special Perils Policy No. 2130/00375468/000/01 from the O.P., which

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