ORDER

S.C. Vyas, President (Oral)- The Life Insurance Corporation of India (hereinafter called "Insurance Corporation" for short), has felt aggrieved by order dated 13.8.2012 of District Consumer Disputes Redressal Forum, North Baster, Kanker (C.G.) (hereinafter called "District Forum" for short) in Complaint Case No. CC/06/2011 and has preferred this appeal challenging the award of Rs. 3,00,000, passed in favour of the respondent/complainant along with interest @ 7.5% p.a. from the date of repudiation of the claim till date of payment and further direction of payment of cost of litigation Rs. 5,000.

2. Undisputedly, Shri Hemant Kumar Mishra, who was husband of the respondent/complainant purchased three insurance policies from the appellant/Insurance Corporation. He died on 16.3.2008, then his wife, the complainant preferred claim of sum assured under all the insurance policies. The appellant has paid sum assured of two insurance policies, but has declined to pay sum assured in respect of insurance policy No. 385333282 on the ground that after proposal, when first premium was paid, at that time the deceased insured had already suffered a road accident and was injured and this fact wa