JUDGMENT

D. Appa Rao, President - This is an appeal preferred by the opposite party Insurance Company against the order of the Distt. Forum directing it to pay Rs. 4,50,000 with interest @ 7.5% p.a., from 24.2.2010 till the date of deposit together with costs of Rs. 500.

2. The case of the complainant in brief is that her husband late Murali Krishna had taken an insurance policy for Rs. 4,50,000 wherein she was kept as nominee. While so, he died on 21.6.2009 and when she submitted the claim, it was repudiated on 24.9.2009 along with medical attendant's certificate issued by Dr. M. Venkata Ramana of Hanumakonda alleging that he had history of end stage renal transplant. At the time of taking policy, he was hale and healthy. The certificate issued by Dr. M. Venkata Ramana shows that he was treated primarily for sepsis, vomiting and loose motions as secondary, and there was no ailment prior to 19.2.2008. Assailing the repudiation, she filed the complaint claiming Rs. 4,50,000 covered under the policy with interest @ 9% p.a., together with compensation and costs

3. The appellant Insurance Company resisted the case. While admitting issuance of policy, it alleged that on receipt of claim it