ORDER

D. Appa Rao, President - This is an appeal preferred by the complainant against the order of the Dist. Forum declining to extend benefits under the policy while allowing basic amount.

2. The case of the complainant in brief is that her husband Racharla Tirupathi had taken Jeevan Mitra (with triple cover endowment plan with accident benefit and profits) policy keeping her as nominee for a sum of Rs. 2,05,000 commencing from 28.5.2006 wherein R2 the Divisional Engineer, Northern Power Distribution Company agreed to deduct premiums from out of his salary he being employed as junior lineman. He died on 12.11.2006 during the subsistence of the policy. When the said fact was intimated to the Insurance Company it did not settle the claim, and on that after issuing legal notice she filed the complaint claiming Rs. 6,15,000 with interest @ 12% p.a., from the date of death till the date of realization together with compensation of Rs. 10,000 for mental agony, and costs.

3. The Insurance Company R1 resisted the case. While admitting issuance of policy it alleged that under the policy only two months premium viz., 5/2006 and 6/2006 were received. Further premiums from 7/2006 were not receiv