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R.C.KATHURIA, BANARSI DASS, SHAKUNTLA YADAV
SURESH KUMAR REDHU – Appellant
Versus
STATE BANK OF PATIALA – Respondent


Advocates Appeared:
Mr. S.K. Redhu, Advocate, for the Appellant; Mr. M.K. Diwan, Advocate, for the Respondent

ORDER

R.C. Kathuria, President - This appeal is directed against the order dated 29.5.2006 passed by the District Consumer Disputes Redressal Forum, Rohtak whereby the complaint filed by the appellant-complainant against the respondent-opposite party has been dismissed.

2. The facts as set out in the complaint in nutshell are that the complainant had availed house loan facility of Rs. 3 lacs from the opposite party on 29.3.2003. He was allotted account No. 10159N025160. Thereafter, the complainant shifted the loan to another Bank, as the opposite party did not fulfil the requirements for further loan. Accordingly, he paid the outstanding amount of Rs. 2,99,940 vide draft No. 344581 on 22.11.2003. In addition, he deposited Rs. 2,600 in cash on 18.11.2003 with the opposite party. The grievance of the complainant is that the opposite party had charged excess rate of interest @ 2% over and above the rate of interest stipulated in the original loan agreement for the entire period of loan and that amount comes to Rs. 6,000. Accordingly, he called upon the opposite party to refund the above stated amount but without any response from it. Forced by these circumstances the complainant filed t

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