ORDER

1. These are the two complaints filed under section 12 of the Consumer Protection Act, 1986 against the same opposite party (for short OP) on common ground seeking common relief. Therefore, both the complaints are being decided by this common order..

2. The common case of the complainants, as set out in both the complaints, in brief is that they are running separately rice mill at village Kanpa of District Chandrapur. They obtained insurance policies from the OP to cover the risk of their machineries, building and the stock of paddy, rice and other articles as specified in detail in both the complaints. On 15/2/2010 at about 8 p.m. there was a heavy storm with raining at village Kanpa and due to that, the tin sheets installed over the insured rice mill and godown were flown away and the rain water entered into the insured bags of paddy and rice stored in the godown by the complainants. Moreover, one of the buildings was collapsed on one of the four wheeler causing damage to the four wheeler. The insured machinery was also damaged. Information about the same was given by both the complainants in writing to the OP as well as to the Police Station, Nagbhid. Claim proposal was als