ORDER

Gurcharan Singh Saran, Presiding Judicial Member

1. The appellant/opposite party (hereinafter referred as Op) has filed the present appeal against the order dated 19.01.2018 passed in consumer complaint No. 97 dated 21.2.2017 by the District Consumer Disputes Redressal Forum, Amritsar (hereinafter referred as the District Forum) vide which the complaint filed by the complainant was allowed with a direction to the Op to pay sum assured of Rs. 5, 00, 000/-. It was further directed to pay cost of litigation as Rs. 2, 000/- and order be complied with within a period of 30 days.

2. Complaint was filed by the complainant under Section 12 & 13 of the Consumer Protection Act, 1986 (in short 'the Act') against the Op before the District Forum on the averments that the complainant got mediclaim insurance policy for himself and his wife from the Op bearing policy No. 233300/48/2017/42 for the period 3.4.2016 to 2.4.2017. Unfortunately, wife of the complainant fell ill and he was hospitalized first at Ohri Hospital, Amritsar from 13.10.2016 till 16.10.2016 and then at Fortis Escort Hospital, Amritsar from 16.10.2016 to 29.10.2016 and he spent a sum of Rs. 7, 70, 645/- in the treatment of hi