ORDER

C.C. Pant, Member - This is insurer's appeal against the order dated 27.4.2005 passed by the District Forum, Udham Singh Nagar, partly allowing the consumer complaint No. 44 of 2004 and directing the insurer to pay to the complainant sum of Rs. 50,000 together with bonus and interest @ 9% p.a. from the date of filing of the consumer complaint till payment and Rs. 1,000 towards litigation expenses, within a month from the date of the order.

2. Briefly stated, the facts of the case which led the complainant Smt. Balvinder Kaur to file a consumer complaint, are that her husband Sh. Baldev Singh was insured with the Life Insurance Corporation of India ("LIC" for short) against a policy with accidental benefit. In this policy, the insured had nominated his wife, the complainant, as the nominee in the event of his death. The insured died in an accident on 11.5.2002 while driving a tractor. The LIC paid to the complainant the insured amount of Rs. 50,000, but in respect of the accidental claim of an equal amount of Rs. 50,000, her claim was repudiated on the ground that the insured was driving the tractor without holding a driving licence. On filing a consumer complaint before the Dis