ORDER

Veena Sharma, Member. - This appeal, under section 15 of the Consumer Protection Act, 1986, has been preferred by the appellant-opposite party against the order dated 07.04.2010 in consumer complaint No. 46 of 2009 passed by the Members of the District Forum, Haridwar whereby the Members allowed the consumer complaint and directed the opposite party to pay a sum of Rs. 3,50,000/- insured amount along with Rs. 5,000/- as damages to the complainant within a month from the date of order and also against the judgment and order dated 07.04.2010, in the same complaint, passed by the Chairman, District Forum, Haridwar, whereby the Chairman allowed the consumer complaint and directed the opposite party to pay an amount of Rs. 75,000/- to the complainant, within a month from the date of order.

2. Briefly stated the facts of the case, as mentioned in the consumer complaint are that the complainant Sh. Pranay Kumar had taken a Shopkeepers Insurance Policy from the opposite party-United India Insurance Co. Ltd. for the period from 19.02.2007 to 18.02.2008 with a policy No. 081500/48/06/34/00000331 and paid Rs. 3,440/- as premium. On 14.08.2007, flood water entered into complainant's shop