ORDER

S.N. Basu, Member - This an appeal directed against the Judgment and Orders passed by the learned District Forum CDF-I in Case No. 181 of 2002 on 31.5.2004 dismissing the complaint on contest without any cost.

2. The facts of the case, in brief, are that the complainant Mrs. Tripti Mustaphi had taken a Mediclaim Insurance Policy from New India Assurance Co. Ltd. 4, Mango Lane, Kolkata on 2.5.1999 for one year to cover her medical expenses. The policy expired on 1.5.2000. The complainant again renewed the policy on 10.7.2000 for another year and thus there was a break of nearly 2 months between the two policies in their continuity. In the month of October, 2000 the complainant developed obstructive jaundice which was diagnosed by Dr. Sabyasachi Pattanayak and upon his advice the complainant had undergone an ultrasonography test on 22.10.2000, which showed that the complainant had stone in the Commmon Bile Duct ERCP. The stone was extracted by Dr. Pattanayak in Kothari Medical Centre, Kolkata on 28.11.2000, and she was hospitalized there till 2.12.2000. The complainant had raised a claim for reimbursement of medical expenses amounting to Rs. 19,704.65 on the O.P. Nos. 1 and 2 thr