ORDER

Padma Pandey, Member - This appeal is directed against the order dated 15.09.2017, rendered by District Consumer Disputes Redressal Forum-I, UT, Chandigarh (in short 'the Forum' only), vide which, it dismissed Consumer Complaint bearing No.406 of 2016.

2. The facts, in brief, are that the complainant took a Housing Loan of Rs. 1,08,15,910/- @ 12% from the Opposite Parties on 14.05.2014. Copy of the sanction letter is Annexure C-1. It was stated that after due passage of time, the complainant approached Canara Bank for borrowing a Home Loan, as the rate of interest charged by them was much lower than the Opposite Parties. The said Bank agreed to sanction a Home Loan to the complainant, therefore, he approached the Opposite Parties and requested them to accept the full and final payment of the said loan, for which, the Opposite Parties had charged Rs. 2,38,821/- from the complainant towards foreclosure charges vide letter dated 24.09.2015. It was further stated that the complainant made repeated requests vide emails (Annexures C-4 to C-7) and legal notice (Annexure C-8) to the Opposite Parties to refund the aforesaid amount, but to no avail. It was further stated that due to the