ORDER

Sunil Kumar Garg, President - This complaint under Section 17 of the Consumer Protection Act, 1986 (hereinafter referred to as "the Act of 1986") has been filed by the complainant against the opposite party-Life Insurance Corporation of India (for short "the Insurance Company") on 23.3.2004 with the prayer that the complainant be awarded a sum of Rs. 26,00,000, which were deposited with the opposite party-Insurance Company by the deceased-Kamal Singh Ranawat, husband of complainant, along with interest to the tune of Rs. 1,45,800, Rs. 1,00,000 as compensation for mental agony and Rs. 20,000 as cost of litigation.

2. The necessary facts giving rise to this complaint are as follows:

The husband of the complainant, namely, Kamal Singh Ranawat (hereinafter referred to as "the deceased") had deposited a sum of Rs. 26 lacs with the opposite party Insurance Company through its agent on 9.5.2003 through receipt (Annex. 3) and thereafter, a policy (Annex. 2) bearing No.194393500 under the scheme known as "New Jeevan Dhara-1 Plan/New Jeevan Suraksha Plan-1 (with profit)" Table No.146-01 was