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G.S.HORA, VIMLA SETHIA
UNITED INDIA INSURANCE CO. LTD. – Appellant
Versus
PRAVEEN KUMAR SARAOGI AND CO. – Respondent


Advocates Appeared:
Mr. Amar Nath Pareek, Advocate, for the Appellant; Mr. Hemant Sharma, Advocate, for the Respondent

ORDER

Heard.

1. This appeal arises out of order dated 20.2.2008 passed by the District Consumer Forum (DCF), Bundi whereby the Appellants have been directed to pay to the Complainant a sum of Rs. 36,863within a period of one month failing which the Complainant is to get interest @ 9% per annum from the date of presentation of complaint. Besides this, the Complainant has been awarded Rs. 5,000 as compensation for mental agony and Rs. 2,000 as cost of litigation.

2. The Complainant had obtained a 'shopkeeper Insurance Policy for the period from 21.9.2002 to 20.9.2003 for a sum of Rs. 3,00,000. As there was short of accommodation in the shop, the Complainant constructed a new Godown at Uniara Road, Nainwa. It has stated in the complaint that the stock was shifted to the new Godown for which an intimation was sent to the Insurance Company as well as the Bank vide letter dated 7.4.2003 which was sent under postal certificate. During insurance, there was fire in the Godown for which a claim was filed. The Surveyor assessed the loss at Rs. 46,863. Out of this amount, loss at Rs. 10,000 was to be borne by the Complainant. The learned DCF relying upon the version of the Complainant, passed the

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