ORDER

Mrs. Justice Indrakala B.S., President - The above appeal is preferred against the order dated 31.1.2012 passed in Consumer Complaint No. 09/2012 on the file of District Consumer Disputes Redressal Forum, Gulbarga.

2. For the sake of convenience the parties herein are referred to by their respective rank as arrayed before the District Forum.

3. The case of the complainant is that, he is owner-cum-driver of the Ape Piaggio, three wheeler Tum Tum vehicle bearing registration No. KA-32/A-3295 which was insured with the OP by paying premium of Rs. 3,874 for comprehensive package policy bearing No. 472900/31/2011/01509 which was valid from 12.11.2011 to midnight of 11.11.2012. It is further alleged that on 8.12.2011 at about 3.30 p.m. the vehicle met with an accident due to the sudden burst of the engine there was fire in the engine, tyres and some other parts of the said vehicle were burned at Gulbarga Sedam Road, near Laxminarayan Temple and the said accident was registered in the police station and police registered the case in F.A.No.10/2011. He also intimated the same to the opposite party Insurance Company who in-turn deputed the Surveyor who inspected the vehicle and submitted