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R.K.AGRAWAL, M.SHREESHA
Super Seeds Pvt. Ltd. – Appellant
Versus
Oriental Insurance Co. Ltd. – Respondent


Advocates:
Counsel for the Parties:
For the Appellant:Mr. Shashwat Panda, Advocate
For the Respondents:Mr. S.L. Gupta, Advocate

ORDER

M. Shreesha, Member

Aggrieved by the order dated 01.12.2008 in CC No. 22 of 2008 passed by the State Consumer Disputes Redressal Commission, UT Chandigarh (for short the “State Commission”), M/s Super Seeds Pvt. Ltd. preferred the present First Appeal under Section 19 of the Consumer Protection Act, 1986 (for short “the Act”). By the impugned order, the State Commission has allowed the Complaint in part directing the Opposite Party, Insurance Company, to pay a sum of Rs.4,30,825/- along with interest @ 12% p.a. w.e.f. 21.11.2006 i.e. two months after the date of the survey report dated 21.09.2006 till the date of realization and also costs of Rs.5,000/-.

2. It is seen that the Insurance Company did not prefer any Appeal and only the Complainant has preferred this Appeal seeking enhancement. It is an admitted fact that the Complainant took a Standard Fire & Special Perils Policy covering the period from 07.02.2006 to 06.02.2007 covering seeds of all kinds stocked in the warehouse. The description of risk as given in the cover note of the Policy is detailed as hereunder:—

“O

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