ORDER

Dinesh Singh, Member

Heard learned counsel for the appellant – insurance co. and the respondent – complainant, and perused the material on record.

2. The case relates to repudiation of a claim made under an overseas mediclaim insurance policy.

3. In the interest of justice, and for adjudication of the first appeal on merit, on facts and law, the self-admitted delay of 20 days in filing the instant first appeal is condoned.

4. The State Commission partly allowed the complaint vide its Order dated 10.05.2012 and held deficiency in service and unfair trade practice on the part of the insurance co.:

Surely, Opponent NOs. 1 and 2, in the circumstances, were guilty of deficiency in service and unfair trade practice in repudiating the claim of the complainant. We, therefore, record our finding on the point No. 1 in the negative.

Point