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PREM NARAIN
Birla Sun Life Insurance Co. Ltd. – Appellant
Versus
Konchada Ravi Kumar – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Ms. Meenakshi Midha , Advocate
For the Respondent:Ms. Monalisa Kosaria, Advocate

ORDER

This revision petition has been filed by the petitioner Birla Sun Life Insurance Co. Ltd. against the order dated 06.04.2017 of the State Consumer Disputes Redressal Commission, Andhra Pradesh, (in short ‘the State Commission’) passed in first appeal No.307 of 2015.

2. Brief facts of the case are that on 17.07.2012 the petitioner/ opposite party issued policy to the father of the respondent/complainant for a term of 19 years for sum assured of Rs.10,00,000/-. Death of the life assured occurred on 14.03.2013. Respondent lodged claim with the petitioner. Investigation under clause 8(3) of IRDA Regulations, 2002 discovered that the Deceased Life Assured (DLA) failed to disclose information about the past insurance history other than the life insurance policy issued by Reliance Life Insurance Company for Rs.6,00,000/-. Claim was repudiated by the Insurance Company vide their letter dated 24.12.2013 on the ground that full information in respect of other policies was not provided in the proposal form. The complainant filed a consumer complaint before the District Consumer Disputes Redressal Forum Srikakulam, (in short the ‘District Forum’), which was allowed vide its order dated 30

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