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PREM NARAIN
Life Insurance Corporation of India – Appellant
Versus
Meena S. Bare – Respondent


Counsel for the Parties:
For the Appellant:Mr. Ashok Kashyap , Advocate Mr. Ashok Singh, A.O. LIC
For the Respondent:Mr. Uday B. Wavikar and Mr. Vikas Nautiyal, Advocates

ORDER

The present appeal has been filed by the appellant Life Insurance Corporation of India challenging the order dated 26.09.2016 passed by the State Consumer Disputes Redressal Commission, Maharashtra, (in short ‘the State Commission’) in Consumer Complaint No.CC/11/338.

2. Brief facts of the case are that Mr. Sanjay Kumar Savleram Bare submitted a proposal on 29.11.2004 for taking Life Insurance Policy “Jeevan Mitra double cover endowment plus profit plus accident benefit” and deposited Rs.1,68,609/- for sum assured of Rs.39,00,000. On 11.07.2005, the policy was issued, bearing no.960205662 under TT 88-24. On 25.11.2005, the policy lapsed for non-payment of premium. On 09.09.2009, the policy holder applied for revival of the policy and medical was done but no amount was paid. On 12.09.2009, medical report was received by the branch office Nasik of the opposite party. On 14.12.2009, the Divisional Office of the Insurance Company informed that the policy cannot be accepted for revival at this stage and may be kept in abeyance for six months. On 01.01.2010, a letter was sent to life assured which was duly received by him stating that the revival is postponed for six months. In the

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