Royal Sundaram Alliance Insurance Co. Ltd. VS Sumit J. Ramchandani

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

PREM NARAIN
Royal Sundaram Alliance Insurance Co. Ltd. – Appellant
Versus
Sumit J. Ramchandani – Respondent

Advocates:
Counsel for the Parties:
For the Appellant:Mr. S M Tripathi, Advocate
For the Respondent:Mr. Avadesh M Nathani, Advocate

ORDER

Prem Narain, Presiding Member—This appeal has been filed against the judgment dated 13.10.2014 of the Maharashtra State Consumer Disputes Redressal Commission Mumbai in Complaint no.CC/09/2.

2. The brief facts of the case are that the father of the respondent/ complainant took four personal accident insurance policies from the appellant/ opposite party – Royal Sundram Alliance Co. Ltd., with the following details:

S. No.	Policy No. and Period	Sum Assured
1.	PE00085132000100-E049 dated 04.04.2007 to 03.03.2009	Rs,4,00,000/-
2.	PE0084733000100 dated 22.03.2007 to 21.03.2009	Rs.4,00,000/-
3.	PASBIG0008 dated 02.01.2007 to 01.01.2008	Rs.10,00,000/-
4.	PE00084865000100-E049 dated 26.03.2007 to 25.03.2009	Rs.4,00,000/-

3. During the currency of these policies the life assured visited Kailash Mansarovar along with his family. It is the case of the complainant that when the insured was climbing the “icy kailash paravat”, he fell down on 05.09.2007 and sustained injury. The insured was brought to Mumbai on 06.09.2007 and was admitted

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PREM NARAINRoyal Sundaram Alliance Insurance Co. Ltd. – AppellantVersusSumit J. Ramchandani – Respondent

PREM NARAIN
Royal Sundaram Alliance Insurance Co. Ltd. – Appellant
Versus
Sumit J. Ramchandani – Respondent