ORDER

Deepa Sharma, Presiding Member—The present Revision Petition, under Section 21(b) of Consumer Protection Act, 1986 (for short “the Act”) has been filed against the order dated 28.02.2019 of the Karnataka State Consumer Disputes Redressal Commission, Banglore (for short “the State Commission”) in Appeal No.484 of 2015 filed by the Petitioner whereby its Appeal against the order dated 23.04.2015 of the District Consumer Disputes Redressal Forum, Ghitradurga (for short “the District Forum”) in Complaint No.56 of 2014 was partly allowed.

2. Brief facts of the case are that the Respondent (hereinafter called as “Complainant”), purchased the policy under the name of Jeevan Anand from the Petitioner on 28.03.2010 and the sum assured was Rs.10 Lakhs. The premium was payable half-yearly. The contention of the Complainant was that he had paid 5 premiums of Rs.44,763/- each within stipulated period. Due to his cardiac related problem, he could not pay the premium in the month of September 2012. He remained hospitalized from 05.12.2012 to 15.12.2012 and also underwent by-pass surgery and thereafter, he was on complete rest on the advice of the Doctor. After his recovery, he approached the