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V.K.JAIN
V. V. Kumar – Appellant
Versus
United India Insurance Co. Ltd. – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Mr. Rajan Khosla, Advocate
For the Respondent:Mr. P.R. Sikka, Advocate

ORDER (ORAL)

V.K. Jain, Presiding Member—The complainant/petitioner was working as a General Manager with Nagarjuna Fertilizers & Chemicals Ltd. In the year 1991, the above referred company took a Group Medical Insurance Policy from the respondent in respect of its employees and their family members.

2. The complainants left the employment of the above referred company in February 2003. Before leaving the employment of the company, the complainant had taken a medicare policy from the Yanam Branch of the respondent in the year 2001-2002. The said policy was renewed upto 30.10.2005. The complainant sent a letter dated 03.10.2005 to the respondent for sending the proposal form for renewal of the policy but was informed that in view of very high claim ratio, it had been decided not to renew the policy taken by him. This, according to the respondent, was done towards implementation of measures for loss minimization. Since the policy was not renewed after 30.10.2005, the complainant approached the concerned District Forum by way of a consumer complaint.

3. The District Forum, vide its order dated 29.12.2006, directed as under:

“The complainant is directed to remit to the 1st opposite pa

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