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DEEPA SHARMA
United India Insurance Co. Ltd. – Appellant
Versus
Prahallad Rai Sultania (Deceased) Through Lrs. – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Mr. V.S. Chopra, Advocate

Judgement Key Points

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ORDER (ORAL)

Deepa Sharma, Presiding Member—This revision petition has been filed against the order dated 31.10.2019 in appeal no. 466 of 2016 of the petitioner / insurance company. Vide the said appeal, the insurance company had challenged the order of the District Forum dated 18.08.2016 in CC No. 3/2016 of the respondent / complainant.

2. The brief facts of the case are that complainant Prahallad Rai Sultania ( now deceased) was the owner of the truck no.OR-16-D-8377 which was insured with the petitioner for the period 13.06.2013 to 12.06.2014 for a sum of Rs.7,70,000/-. On 01.05.2014, the said truck got damaged since another loaded truck dashed against it while it had been parked on the left side of the road. Driver on the said truck on that day was Dutia Behera. The fact of accident was informed to the insurance company who deputed a surveyor to assess the loss. The vehicle was repaired by Sri Jagannath Motors who estimated the cost of Rs.7,09,48. The bills were submitted with the insurance company but the insurance company repudiated the claim on the ground that driver was not holding a valid effective driving license permitting him to carry in his vehicle dangerous and hazardo

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