ORDER

Prem Narain, Presiding Member—This revision petition has been filed by the petitioner Mrs. T.Manjulatha & anr. against the order dated 03.10.2012 of the State Consumer Disputes Redressal Commission, Andhra Pradesh, (in short ‘the State Commission’) passed in FA No.903 of 2011.

2. Brief facts of the case are that on 03.01.2008, the life insured, the husband of the petitioner No.1 had taken Dream Plan Life Coverage Policy No.0011298728 from the Birla Life Insurance Company Ltd., for initial face amount of Rs.11,70,000/- and the policy was issued on 27.11.2007. The mode of payment was annual and the policy will be maturing on 27.11.2027. Later on due to enhanced sum assured to Rs.15,00,000/-, the life insured was paying premium regularly to a tune of Rs.50,347.80/-. The Birla Sun Life Insurance Company received premium for the above policy for the period of 01.04.2007 to 03.01.2008. On 01.07.2008, the Government of Andhra Pradesh, Department of Medical & Health issued “Death Certificate” of life insured in the form No.6 through Greater Hyderabad Municipal Corporation vide registration No.369. On 18.08.2008, the Birla Sun Life Insurance repudiated the claim of the petitioner/compla