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V.K.JAIN
L. I. C. of India – Appellant
Versus
Deep Chand Sood – Respondent


Advocates:
Counsel for the Parties:
For the Appellants:Ms. Shomona Khanna, Advocate & Ms. Khushboo Prateek, Advocate
For the Respondents:Mr. Ashok Kashyap, Advocate

ORDER

V.K. Jain, Presiding Member—Late Smt. Rama Sood, who was employed as a Staff Nurse in a School obtained as many as 19 insurance policies from the petitioner LIC of India. The details of the said policies, as noted in the written version to the complaint and in the order of the State Commission were as follows:

Sr. No.

Policy No.

Table & Term

Sum Assured

Proposal Date

Remarks

Status at Death

Last Premia paid on

1

130403584

75-20

25,000

22.12.86

Revived on 30.9.03

Death

19.10.04

2

130405172

75-20

10,000

28.12.87

Revived on 30.3.02

In force

19.10.04

3

150100344

74-15

50,000

28.7.90

Revived on 30.9.03

In force

30.9.2003

4

152336677

14-20

1,00,000

15.2.96

Not revived

In force

28.04.05

5

152372724

89-15

1,00,000

28.3.99

Not revived

In force

28.04.05

6

150798290

14-15

1,00,000

28.03.2K

Revived on 19.10.04 & Repudiated

In force

19.10.04

7

152400755

14-14

2,00,000

28.03.02

Not revived

In force

28.04.05

8

151280124

14-16

1,00,000

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