ORDER

C. Viswanath, Member—The present Appeal is filed by the Appellants under Section-19 of the Consumer Protection Act, 1986 against Order passed by the State Consumer Disputes Redressal Commission, Delhi (hereinafter referred to as the “State Commission”) in Complaint No.216/2007 dated 21.01.2009.

2. The case of the Complainant is that he purchased a Ford Endeavour Sports Utility Vehicle for Rs.13,57,000/- from Respondent No.2/Opposite Party No.2, who was the authorized dealer of Ford India Pvt. Ltd. The vehicle was insured with the Appellant/Opposite Party No.1 ICICI Lombard General Insurance Co. Ltd. at a premium of Rs. 50,550/-, vide covering note No.PC1534231 dated 28.02.2006 from 28.02.2006 to 27.02.2007. The said vehicle met with an accident near Ludhiana on 08.12.2006. The vehicle was badly damaged and the police was intimated about the accident. The front body of the vehicle was crushed like paper. The Complainant contended that the air bag also failed to inflate. The wind screen was broken and injured the Complainant. On 11.12.2006, the vehicle was towed to the workshop of Respondent No.2 for inspection and assessment of loss. The vehicle was inspected by the technical st