ORDER

This revision petition has been filed by the petitioner Omesh Kaplish against the order dated 15.09.2014 of the State Consumer Disputes Redressal Commission, Punjab, (in short ‘the State Commission’) passed in First Appeal no.289 of 2012.

2. The brief facts of the case are that the petitioner was having a credit card bearing no.4346781003145330 issued by the respondent bank on 29.01.2008 and the limit of the credit card was Rs.1,75,000/-. The complainant was regularly using the credit card and was repaying the outstanding amount, however, the outstanding amount reached to a level of Rs.1,22,113/- on 09.02.2009. The bank made a settlement with the complainant on 16.02.2009 and the settled amount was Rs.90,000/- which was to be paid in four equal instalments of Rs.22,500/- starting from the same month. The first instalment of Rs.22,500/- was paid on 16.02.2009 itself. The instalments were to be paid before 25th of each month, however, the complainant paid only Rs.12,000/- before 25th March and remaining Rs.10,000/- was paid in first week of April. The payment of other instalments was also delayed and the payment was made in bits and pieces on different dates. In the complaint,