ORDER

Prem Narain, Presiding Member.—This consumer complaint has been filed by North India Coating Pvt., Ltd., against the opposite party – United India Insurance Company Ltd., alleging deficiency on the part of the opposite party.

2. The brief facts of the case are that on 02.07.2005 a fire broke out in the insured premises of the complainant as a consequence of which entire plant and machinery and the building shed got damaged along with loss of stocks. FIR was lodged and intimation was given to the OP – Company. Complainant lodged claims with the opposite party-company under two policies one being for plant, machinery and building and another being for stock. The present complaint is in respect of the claim submitted for the loss of stocks. A claim of Rs.3,98,37,691/- was filed by the complainant under this policy. On 28.12.2005, final survey report was submitted by the surveyor to the opposite party. The opposite party had approved the claim for Rs.1,28,51,129/- and paid this amount in two instalments on 07.06.2006 and 23.06.2006. Complainant has alleged deficiency in servi